Introducing Digital Envelopes: A More Meaningful Way to Send Money Home

Introducing Digital Envelopes: A More Meaningful Way to Send Money Home

November 18, 2025

Sending money home is more than just a transaction. It's a birthday you can't be there for. A Christmas with family you miss. A thank you, a celebration, or simply a way of saying I'm thinking of you.

With UniFi's new Digital Envelopes, you can now send money in a way that feels personal, thoughtful, and meaningful, just like handing someone a gift in person.


What is a Digital Envelope?

A Digital Envelope is a beautifully crafted design that wraps your transfer in a message and a touch of holiday magic. Instead of a plain notification, your loved one receives:

  • A personalized envelope design
  • A heartfelt note from you
  • The funds, delivered right away

It turns a routine remittance into something they'll actually smile at when they open.

For Filipinos celebrating the holidays, this also means a modern way to send a Digital Aguinaldo (the beloved tradition of giving gifts during Christmas).


How it works

1. Choose a design

Select from a collection of holiday-inspired envelopes with warm and familiar Filipino and tropical scenes. Pick the one that feels most like them.

Choose from our collection of digital envelope designs

2. Add your message

Write something short, simple, and from the heart. Your recipient will see it with the envelope.

Add a custom note to your digital envelope

3. Send instantly

We'll deliver the message and the money within seconds.

Send your digital envelope

4. Your recipient gets it instantly too

If they already use UniFi, the money appears in their account immediately. If not, they can receive it into their bank account of choice in USD, PHP, MXN, or EUR. They can even sign up and keep the money on UniFi if they prefer.

Flexible for them, effortless for you.

Recipient receives the digital envelope


A new way to send your Aguinaldo

For our Filipino community, this release arrives just in time for the holidays. Digital Envelopes make it easy to recreate the spirit of Aguinaldo: sharing blessings with loved ones near and far.

You can even join our Aguinaldo Challenge inside UniFi: collect Parols as you use the app for a chance to win cash prizes this holiday season.

Aguinaldo Challenge


Why we built this

At UniFi, we believe moving money across borders should feel human, not cold or transactional.

People send money because they care, and the experience should reflect that.

Digital Envelopes are our first step toward making international transfers feel more like a connection, not a chore.


Send your first Digital Envelope today

Visit unifi.co to get started.

Make your next transfer feel like a gift, complete with a message, a design, and a little holiday magic.

Send a digital envelope


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