How to Send Money Instantly, For Free

How to Send Money Instantly, For Free

December 03, 2023

Sending money instantly and for free has never been easier. With UniFi, you can transfer funds to anyone, anytime, without the usual wait or fees. It’s perfect for splitting bills, paying for services, or just helping out a friend in need. All you need is their email address and phone number.

1. Sign up for UniFi if you haven't already

UniFi is free to use. Signing up is easy, and you'll get access to a range of features beyond just sending money:

  • Up to 10 U.S. personal checking accounts.
  • Shared accounts.
  • Physical and virtual debit cards.
  • Compatibility with Apple Pay and Google Pay.
  • No maintenance fees or account balance minimums.
  • Seamless integration with existing bank accounts for easy and free transfers.

Sign up by clicking here.

2. Tap or click the "Move money" button

Navigate to the 'Move money' option to initiate a transfer.

UniFi dashboard

3. Enter the amount

Input the amount you'd like to send.

Enter the amount to send

4. Choose the account to pay from

Select your preferred UniFi account for the transfer. The process is instant when you transfer from your UniFi account.

Choose the account to pay from

5. Choose the "To" account

Select 'Choose to...' to pick the recipient. Opt for the 'Contact' option for instant and free transfers.

Choose the recipient

6. Add a new contact using email or phone number

This instant, fee-free method requires just the recipient's email or phone number.

Send via email or phone number

7. Enter the recipient's contact details

The recipient will receive an email notification about the transfer. They don't need to be a UniFi user – we guide them through accepting the payment.

Enter the recipient contact details

8. Add an optional note, and click "Next"

Include a note for reference, such as 🏡 Rent.

Add an optional note

9. Review and confirm the transaction

Double-check the details, then hit 'Send'.

Confirm the transaction

10. Your money has been sent

The recipient will receive an email with instructions. The funds are immediately available upon completing sign-up or instantly if they are already a UniFi user.

Money was sent successfully

11. Notification to the recipient

The recipient will get detailed instructions on accessing their funds, whether they're new to UniFi or an existing user.

Recipient notification

With UniFi, transferring money is not just free and instant – it's a gateway to a seamless banking experience for both sender and receiver. Try it today and experience the convenience for yourself.

UniFi logo

Written by UniFiThe financial operating system for families. Try it for free

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